hello, i'm Duncan Cairns

I am a lifelong area resident, having attended Elkhart Memorial High School and Purdue University. My career in the mortgage industry began shortly after earning my degree in 1989. It has been my pleasure helping people achieve the dream of home ownership ever since.

Hallmark customers can depend upon my 20+ years experience in the mortgage field. I enjoy sharing my knowledge in a wide array of lending products including conventional, FHA, VA, and USDA rural development loans. I also have extensive experience with Indiana’s first-time homebuyer program.

I make it my goal to ensure that the home financing process is as simple and straightforward as possible for every client. I commit myself to making sure that everyone I work with understands the loan process and knows what to expect.

Customers will benefit from the Hallmark Home Mortgage system, featuring a team that allows for excellence in all areas of the loan process. In addition, all processing and underwriting is done in house to ensure your loan will be handled quickly and in an efficient manner.

Whether you are a first time or experienced homebuyer, I look forward to answering all of your questions and earning your business.