our promise to you

ON-TIME GUARANTEE

Say goodbye to closing date frustrations! We are so confident that we will close each loan on time that we are backing it with our NEW On-Time Guarantee.

how it works

When you purchase your home and finance through Hallmark our “On-Time” guarantee will provide total confidence in knowing your loan will close on time! You can plan your move into your new home with the peace of mind knowing there will be no roadblocks to your closing, so you can focus on the moving process, not your financing. If we do not close your purchase on time, we pay the buyer and the seller $500.

The “On-Time” guarantee is available on all conventional conforming purchase loans. You only need a few things to be eligible for the “On-Time” guarantee:

Loans are subject to credit approval. Enrollment is required. “On-Time” guarantee is available on all Conventional Purchase Mortgages for existing homes, not eligible on new construction loans. Eligibility will be confirmed once your loan is fully underwritten and approval letter is issued. “On-time” guarantee is not a loan approval guarantee. Manufactured/modular homes are excluded from the On Time Guarantee. Title discrepancies and/or any delay by third parties outside of Hallmark’s control will not be eligible. If for any reason the loan closing date changes due to a request by the buyer and/ or seller the “On-Time” guarantee is void. Guarantee will be void in all areas declared natural disasters. This program may change or end at any time.